Affordable Care Act / ACA Plans

Affordable Care Act (ACA/Obamacare) plans are very deep, comprehensive medical coverage that have No Pre-existing Limitation.

Depending on your family size and income level, you may qualify for subsidies (also known as Premium Tax Credits) that will help reduce the cost of the monthly insurance premiums, even to $0 per month in some cases.

  • Guaranteed Issue (NO Pre-Exisiting Limitation)
  • Issue Ages: 18-64
  • Individual & Family Coverage
  • Rates and plans available will vary by city and state.

ACA Marketplace Enrollment Periods

Open Enrollment Period:  November 1st - December 15th

Special Enrollment Period: 

During the remainder of the year, if you have a change in your situation (like getting married, having a baby, or losing health coverage), you may be eligible for a Special Enrollment.

Frequently Asked Questions

When can I sign up for insurance under the ACA?

There are 2 different enrollment periods during the year, the "OEP" or Open Enrollment Period, and the "SEP" or Special Enrollment Period.

The Open Enrollment Period occurs each year from November 1 - December 15, but if you have had a change in your situation — like getting married, having a baby, or losing health coverage — you may be eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.

To see if you qualify for a subsidy, and view plans & rates, you can click here to be redirected to our Health Sherpa enrollment platform.

What is a subsidy?

Depending on your income and family size, you may qualify for a subsidy (also known as a Premium Tax Credit) that will help reduce the cost of the monthly insurance premiums.  In some cases, this subsidy may allow you to get coverage for even $0 per month.

To see if you qualify for a subsidy, and view plans & rates, you can click here to be redirected to our Health Sherpa enrollment platform.

How much do ACA plans cost?

Rates will vary based on your family size, income and where you live.  You can run a quick quote on our Health Sherpa platform by clicking on the link below.

Those who do not get a “subsidy” may find these plans very expensive and may benefit from reviewing our other health options like “Association” and “Shareable” plans. - Call our agents to learn more.

To see if you qualify for a subsidy, and view plans & rates, you can click here to be redirected to our Health Sherpa enrollment platform.

Call our licensed agents at 866-314-7417 for additional plan details or for help with enrollment. 

All plans are not available in all states; call us to find out which plans are available in your area.