GAP/Hospital Indemnity Plans

Help cover the “out of pocket” costs (expenses for medical care that aren’t reimbursed by insurance) of hospital, accidents, maternity, surgery and some wellness, according to plan guidelines.

  • Plans available for individuals and families.
  • Issues ages: 0-64
  • Any Provider Plans – You choose your doctor / hospital
  • Some plans are guaranteed issue and others require good health in order to qualify.

Click here to read more about the 2 costs of HealthCare.

PLAN OPTIONS:

CentralChoice

  • Guaranteed Issue
  • Primary Insured must work 27+ hrs/wk
  • Any Provider plan – You may seek treatment from any doctor and any hospital. 
  • Our plans pay directly to the insured, in addition to other coverage.
  • Discounts through MultiPlan PPO Network
  • Includes access to TELADOC

AffordableChoice

  • Simplified Issue – only a few medical questions
  • Cancer benefit included
  • Offers a “Child Only” policy option
  • Discounts through MultiPlan Network
  • Includes access to TELADOC (not included in “Child Only” plan)
  • RXedo Prescription Discount Benefit

Out of Pocket Protector

  • Simplified Issue – only a few medical questions
  • Helps pay deductibles and co-pays
  • No Networks, use any doctor/hospital
  • Pays directly to the insured, in addition to all other insurance.

Call our licensed agents at 866-314-7417 for additional plan details or for help with enrollment. 

All plans are not available in all states; call us to find out which plans are available in your area.